Pay In Cheque Online Santander

Keeping you safe from scams

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Learn how to download our app and get started with Santander mobile check deposit. To use the Santander Mobile Banking App, you must first accept the Online Banking Agreement. Data connection required. Message and data rates may apply.Mobile deposits are subject to limits and other restrictions. Refer to the Online Banking Agreement for details. Payment by Cheque. Please send your cheque to: Santander Consumer Finance Santander House 86 Station Road Redhill Surrey RH1 1SR. Please make your cheque payable to Santander Consumer (UK) plc. To ensure your payment gets allocated to the correct agreement please put your agreement number on the reverse of the cheque.

We want to do everything we can to make sure that you’re safe from scams when you make a new payment.

Apply for a bank account online with Santander Bank. Enjoy convenient online bank account options from one of the best personal banks. No minimum balance, and you can waive the $10 Monthly Fee with one transaction—a deposit, withdrawal, transfer, or payment—per calendar month. † Check balances and make transactions with our highly. Select the account you want to order checks for. This step will take you to the website of Deluxe, our preferred check vendor. Note: You will be navigating away from Santander Online Banking to a website hosted by Deluxe. You may be automatically logged off due. Find out how to use the Pay In Cheques feature on the Halifax Mobile Banking app to pay in cheques and make deposits online without having to go into branch. The current lockdown means our branch opening hours have changed. Please check our branch locator if.

We’ve worked with other UK banks and the regulators to make changes recently to the steps you need to make when you make new payments. The reason for these changes is to help you be as sure as you can be that your money goes to the right place.

For a step-by-step guide on how to pay or transfer money online, please visit our page on payments and transfers

When you make a payment to an individual or business you haven’t paid before, or change the account details of one you have, (including the account number and sort code) you’ll need:

  • The account name exactly as it appears on their bank account statement or invoice if you’re paying a business
  • The account type - personal or business

We’ll check the details you provide against the details on the payee’s account and let you know the results before you make the payment. There can be a few outcomes:

1. The name and account type match
If you use the right name and account type, we’ll let you know that they match the account you’re trying to pay, so you can carry on with the payment. No payments will be made automatically. Even when the name and account type match, you’ll always need to confirm that you want to go ahead.

2. The details partially match
If you’ve got a partial match, you’ll be given the actual name or account type of the account holder, so you can check and update the details, or contact the person or organisation you’re trying to pay.

3. The name doesn’t match
If the name doesn’t match, we'll tell you, and ask you to contact the person or organisation you’re trying to pay.

4. We can’t check the account
If the type of account doesn’t support the checks or there’s a technical issue we’ll tell you. Not all banks are participating in the scheme straight away so if you’re paying someone whose bank isn’t participating just yet we won’t be able to check the name on the account you’re sending money to.

If we can’t check the account details, you’ll be able to use the details you have if you want to, but you should always double-check they’re correct. The funds may go to the wrong account and we might not be able to recover the money.

If you need to pay a joint account you’ll need to ask for the name of one of the joint account holders, exactly as appears on their account statement.

Cheque

You'll need to provide the business or trading name exactly as it appears on an invoice or other payment instruction you've been given. (Remember that some businesses may have more than one trading name).

These checks can help you avoid simple mistakes like mis-typing account details when you set up a payment. They also help tackle some types of fraud like authorised push payment scams and other forms of maliciously misdirected payments. Find out more about spotting fraud or scams

We’ll be checking Faster Payments, standing orders and CHAPS. International transfers, credit cards and BACS payments. Direct Debits – aren’t included for the time being and this feature won’t be available for cheque payments.

Customers of participating banks will automatically be included so that we can make these checks to help our customers pay the right account. However, if you’d rather opt out, you can let us know and we’ll make sure that your name won’t be validated and presented back to anyone sending you payments. If you’d like to discuss opting out, or understand the implications, please contact us

Pay In Cheque Online Santander Bank Account

Never set up new or change existing payment details without first verifying the request directly with the person or company you're paying, preferably using existing contact details.

You’ll already be familiar with changes we made a while ago:

  • When you enter the sort code of the account you’re paying, we show you the name of the bank so that you can check it’s the right bank.
  • We ask you to choose a reason for the payment so that we can help protect you from scams.
  • Before you go ahead with a payment we ask you to make sure all the information is correct and that you’ve read the messages we’ve shown you.

Never set up new or change existing payment details without first verifying the request directly with the person or company you’re paying, preferably using existing contact details.

The guides below help with common tasks and frequently asked questions about cheques.

Using cheques

Use our branches and cash machines

The easiest and quickest way to deposit a cheque into your account is using the cash machines at our branches, or over the counter. Our branch counters accept cheques to be paid into any type of account, but cash machines can accept cheques paid into current accounts or savings accounts.

You can use most of our cash machines at any time but 9 of our branches only have internal cash machines and not external ones. These branches are: Canterbury, Canary Wharf, Chelsea, Isle of Man, Oxford City, St Neots, Surbiton, Tenterden and Wells.

If any of these branches are closed, you can’t use the internal cash machines to deposit cheques.

Please note that some of our branches are now temporarily closed because of coronavirus.

Posting your cheques

You can use the post to deposit cheques into your current account, credit card account or savings account with a sort code and account number. We can’t accept cheques for mortgage or loan payments in the post.

  • If you have a paying-in slip, complete it and send it with the cheque.
  • As a precaution, please take a photo of your cheque or keep a note of the cheque details.
  • If you don’t have a paying-in slip you can still deposit your cheque, please write your postcode, sort code and account number the cheque is to be credited to on the back of the cheque. Without this information we won’t be able to pay in your cheque. Requesting paying-in slips
  • Send the cheque to: Santander Processing, P.O. Box 12644, Harlow, CM20 9QH.

You can deposit up to 30 cheques at a time into our cash machines. You’ll need your debit card and PIN.

Then you need to:

  • Insert your card into the cash machine and type your PIN.
  • Choose ‘Deposit cheques’.
  • You’ll be asked to put the cheque/s into the machine.
  • The cash machine will scan the cheques and calculate the value – if there are any it can’t read it’ll ask you to type the value in on the screen.
  • Confirm the value and that you’ve paid your cheque/s in.

Pay Cheque Or Check

If you’ve tried to pay in a cheque that the machine can’t read, or an invalid cheque, the machine will return it to you.

If you need to request a foreign currency cheque, or pay a foreign currency cheque into your account, we can help. Take a look at the ‘Foreign currency cheques/drafts’ section on our making international payments page.

The easiest and quickest way to request a new chequebook is using Online Banking.

  1. Go to the ‘My details and settings’ tab
  2. Go to ‘Other services’ in the left-hand menu
  3. Go to the ‘Request chequebook’ link

Don’t have Online Banking? Get started online

Alternatively you can contact us

Pay In Cheque Online Santander Account

Cancelling a cheque is often called stopping a cheque.

We can’t stop a cheque if you realise you haven’t got enough money to cover it or if you’ve changed your mind. If you think a cheque is lost or stolen please contact us

If you don’t recognise the date, value of the cheque, or it was not written by you then contact us

You can cancel a cheque or chequebook in branch. You can find your nearest branch and check opening hours using our branch locator

Take a look at our table to see how long it takes for the money to show in your account, depending on how you deposit the cheque.

In most cases the cheque will fully clear a few days later. However, it’s important to remember that while the money will be available, if the cheque does not then clear the money will be taken back out of the account.

The way you depositedWhen funds usually become availableThings to remember
PostedAvailable by 5pm the next working day after the cheque has been receivedWe can’t accept mortgage or loan payments and payments into passbook accounts by cheque in the post
Branch counter (deposited on a working day)Available by 5pm the next working dayAll cheques accepted
Branch counter (deposited on a non-working day)Available by 5pm 2 working days laterAll cheques accepted
Cash machine (deposited on a working day)Available by 5pm the next working dayWe can’t accept mortgage or loan payments and payments into passbook accounts by cheque at cash machines
Cash machine (deposited on a non-working day)Available by 5pm 2 working days laterWe can’t accept mortgage or loan payments and payments into passbook accounts by cheque at cash machines
Post OfficeAvailable by 5pm the next working day from when the cheque is received at our clearing centreWe can’t accept mortgage or loan payments and payments into passbook accounts by cheque at Post Office counters